Finding The Right BrokerFinding The Right Broker

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Finding The Right Broker

If you are in the market for a new home, but you don't have time to comb through long lists of properties, you might be tempted to work with a broker. In addition to visiting potential properties in real life and carefully evaluating their features, the right real estate agent can also take care of all of the negotiations in your behalf. Last but not least, brokers are also responsible for helping you to complete the vital paperwork that will seal the deal. This blog is all about finding a broker that you can trust and that won't leave you in a bind, so that you can enjoy the process.

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Three Things To Consider Before Choosing A Gated Retirement Community

Choosing a gated retirement community can provide you with a quiet, comfortable place to enjoy your time after retiring from work. These communities come with a lot of benefits, from luxury amenities to planned community events. However, you'll want to make sure the community you choose offers everything you want. Here are a few things to consider before you purchase a home in a gated retirement community.

Understand The By-Laws

The by-laws for gated communities can differ greatly, and you'll want to make sure the rules are in line with your expectations. Some may restrict the presence of children, so if you have grandchildren who might want to spend the summers with you, make sure that this is allowed before you buy. You may also want to investigate whether or not you can rent out your home. This is important to know, as it means that you won't be able to lease our your home should you decide to move or spend your winters in a different city.

Check Out The Amenities

Make sure that the gated community has the amenities you want before you consider purchasing a home. Some come with swimming pools and gyms, while others have community rooms that can be used for parties or other events. If you play tennis, you may want to choose a home with easy access to a tennis court, and golfers may want a community with privileges at the local country club. In addition to shared amenities, you'll also want to look at what the individual houses have to offer. You may need a home that a walk-in bathtub or other accessibility features, or you might want a home with a heated garage for your dream car. Make a list of the features that are most important to you, and choose a community that aligns with those wishes.

Investigate The HOA Fees

Moving into a gated community can mean having to pay HOA fees in addition to your monthly mortgage. These fees typically cover landscaping, lawn maintenance, and repairs for shared facilities. You'll want to know what the expected fees are in advance, as this will help you to determine if you can afford the actual cost of living in the community, particularly if you will be on a fixed income after retirement. Your real estate agent can help you to assess average HOA fees in the area you are hoping to purchase in.

You'll be part of a tight-knit neighborhood when you move into a gated retirement community, so be sure that the home, the neighborhood, and the neighborhood itself fit with your lifestyle and personal needs. Once you find the right community, you can begin to enjoy your retirement.